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Our people:


John J. Kosmer, RICP
Managing Partner
(920) 739-5549 x101

John was born and raised in the Fox Valley. As early as his High School Internship program, John provided a key role in the Office Management and Client Administration as the second generation business owner of this family business which was founded in 1981. As a Fiduciary, Mr. Kosmer offers Investment Advisory Services by holding FINRA Series 6, 63, and 65 registrations with LPL Financial as well as an active Independent Insurance agent license in the State of Wisconsin.

As an RICP (Retirement Income Certified Professional) designee, John is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan, and how to create a sustainable stream of income to last throughout a client's retirement years.

John very much enjoys volunteering with charities that are oriented towards helping children, to include; The Make-A-Wish Foundation, Special Olympics, Sparrow Clubs USA, Superheroes Fighting Cancer, among countless others.

"One person caring about another, represents life's greatest value" - Jim Rohn


Robert A. Engels, CLU, ChFC
Chartered Financial Consultant
(920) 739-5549 x103

Born and raised in small town Wisconsin, Bob has resided in Appleton since 1987. Mr. Engels earned a bachelor’s degree in finance and marketing from the University of Wisconsin at Oshkosh, and provides Investment Advisory Services as a Fiduciary holding FINRA Series 7 and 63 registrations with LPL Financial, along with Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations. Bob has volunteered in the community through Habitat for Humanity and the Saint Francis Xavier School System, while also contributing many years of coaching youth baseball, basketball, soccer and softball.

In his time away from the office, Bob enjoys any activity that involves the outdoors, especially being on the water or in the ridges of Western Wisconsin. Bob and his wife Loralee are the proud parents of three children and really enjoy traveling to follow their many sporting endeavors. In his free time, Bob likes to share a cocktail and many laughs with family and friends.


Ann M. Rodgers
Operations Manager
(920) 739-5549 x102

Ann was born and raised in the Appleton area. She graduated from New London Senior High School in 1989 and the Fox Valley Technical College in 1992 with an Associates Degree in Early Childhood Development.

Ann lives in Appleton with two of her four children. She brings much knowledge from previous employment including retail experience, Logistical Operations, and 10 years experience in the security industry.

Ann loves to follow the Green Bay Packers football, reading, and enjoying the outdoors. She spends most of her spare time with her children and family.


(920) 739-5549     (800) 370-8753 Check the background of this investment professional on FINRA's BrokerCheck

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Sequoia Wealth Management LLC, a Registered Investment Advisor. Sequoia Wealth Management and Regency Wealth Management are separate entities from LPL Financial.

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Indiana, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.  No information provided on this site is intended to constitute an offer to sell or a solicitation of any offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under securities laws of such jurisdiction.


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